• data feeds
• your unique selling proposition
• making money from niche markets
• obtain merchant status in australia
• real time and manual/Offline transactions
• the importance of link popularity and how to build it
• keywords. the road to optimisation
• fix those darn title tags
• fast track to traffic
• tips and tools to help increase site traffic
• increasing site traffic and revenues

Obtain Merchant Status In Australia with an ecommerce Merchant Facility

If you wish to accept credit cards as payment for products or services sold from your website, you will require a merchant account with a bank. Contact us if you would like assistance establishing a merchant facility.

You will also need to decide how to handle credit card transactions for the orders you receive. There are a number of factors to consider when making this decision. Ideally you will avoid physically handling credit card numbers as that will make it much easier to comply with PCI DSS (Payment Card Industry Data Security Standard).

Manual processing of cards will probably mean that you will enter card details directly into an EFTPOS terminal after downloading the orders into ezimerchant. Historically this has been a popular method of processing transactions, however, the stringent requirements of PCI DSS is making this option far too difficult to implement.

Real-time processing means that money is automatically deducted from a purchasers credit card and credited to your merchant account, at the time of ordering. Orders and order details are downloaded into ezimerchant without the card information but does include whether the transaction was approved or declined.

The most effective way to handle credit card transactions online is with ezimerchant Deferred real-time credit card processing, which is a real-time payment gateway solutions that does not eliminate the flexibility of manual credit card processing, as is typically the case with traditional payment gateway services.

If you have all your information prepared, obtaining a merchant account can take as little as a week. We recommend you have a business plan prepared. You will also be required to furnish in many instances your return policy and privacy statements. To speed you up, we also have templates of these.

As we have been assisting merchants sell online for over a decade, we have many contacts in the banking industry.Contact us for assistance obtaining a merchant facility.

Manual Processing Providers

• Australian and New Zealand Bank (ANZ)
• BWA Merchant Services
• Bendigo Bank
• Commonwealth Bank
• National Australia Bank
• St George Bank
• Westpac Bank

Real-time Processing Providers

• ezimerchant Deferred real-time credit card processing
• DirectOne
• Eway
• NetRegistry
• eMatters

more info on manual vs real time processing


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